Privacy Policy

Effective Date: May 1, 2026

1. Information We Collect

Account Information: Name, email address, and encrypted password when you create an account.

Financial Data: Transaction amounts, descriptions, categories, and account balances that you manually enter into the App. We do not connect to your bank accounts.

Device Information: Device type and operating system for app functionality and support.

2. How We Use Your Information

Your data is used solely to provide the Fynance service — displaying your budgets, generating reports, and syncing across devices. We do not sell, rent, or share your personal or financial data with third parties.

3. Data Storage and Security

Your data is stored on secure servers with encryption in transit and at rest. Passwords are hashed using industry-standard bcrypt encryption.

4. Data Retention and Deletion

Your data is retained as long as your account is active. You may delete your account at any time from within the App (Settings → Delete Account). Upon deletion, all your data — including accounts, transactions, categories, and savings goals — is permanently and immediately removed from our servers.

5. Third-Party Services

We use Apple's App Store for payment processing of subscriptions. Apple's privacy policy governs their handling of payment data. We do not receive or store your credit card information.

6. Children's Privacy

Fynance is not directed at children under 13. We do not knowingly collect data from children under 13.

7. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of significant changes through the App.

8. Contact

For questions about this Privacy Policy, contact us at support@moneyfyn.com